WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

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Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Payday Loans no Credit: What they are and What to avoid

It is difficult to predict when you might need instant access to money and if you possess poor credit history, taking out a loan can prove daunting. If you are currently caught up in this kind of scenario in your life, taking a look at the payday loan market might prove fruitful. There are plenty of payday loan companies who are willing to lend you the money that you need despite you’re not so appealing credit score. And with banks and other traditional lending institutions putting a very high standard on credit worthiness, it might just be a good idea to turn your attention to payday loans.

Payday Loans No Credit

These types of loan do not require traditional credit checks making them highly sought options among numerous people in the UK. However, it does not automatically mean that your approval for credit is 100% guaranteed. Because while lenders may dismiss checking on your credit history, they will look in to other areas of your qualification such as employment history, previous debts, and current income to determine whether or not you are eligible for the loan. They can come as small as a Loan for 50.
If your qualifications meet the lender’s eligibility criteria, you will be granted access to small, short-term unsecured loans that you will normally have to pay back within a few weeks or in your next payday. The application is generally easy and the payouts very quick often in the same day that you are approved making them the perfect tools for bridging the cash gap until the next payday.

What You want To Avoid – With No Credit Check Loans

While the quick and easy approval process can be very appealing, there are a few things that you might want to keep in mind to avoid getting in a bad deal. There are lenders that are known to exploit unsuspecting borrowers who are desperate for a quick and convenient loan and you need to be very wary of them. Here are those things that you need to be aware of:
Excess Fees –  Basically, availing for these short term loans are not that expensive. For example, in taking out a £100 loan you may be required to pay £25, one time, after 2 weeks as payment for the service. However, if you miss out on your loan the lender can charge you extra and this is something that you might want to avoid. Always pay your dues on time to prevent incurring extra fees.
Repeat short-term lending – If you can’t afford to make the payments the lender may offer you to take out another loan for additional fees. As much as possible, you want to avoid this from happening if you don’t want to rack up accumulated fees. Always use your loan accordingly to cover certain essential needs.
Payment Default – Payment default happens when you are financially incapable of paying off your loan or taking on another one. When this happens, the lender can directly withdraw money from your bank account as collection of payment. There are certain rules that lenders have to adhere, however, such informing borrowers first hand that they intend to withdraw money from their account as payment collection. They are also not allowed to withdraw money if it is just enough to cover important bills in the borrowers part.
Penalties – To avoid incurring penalties from your lender, make sure that you go through the terms and conditions carefully before getting on a loan deal. The terms and conditions will explain the possible penalties that you will shoulder once you violate certain agreements. If you find that such terms and conditions are unfair, putting you in a disadvantage, or something that would be difficult for you to commit on, then move on to the next lender that you feel will provide you with better terms.

Applying for an Online Loan

Deciding on whether or not you need a quick loan can prove daunting. Often times, however, it all boils down to as simple as “Can I afford the costs attached to the loan?” and “If I can afford it, are the costs reasonable enough to justify the purpose for which I intend to use the loan?” If the answer to such questions is yes, then by all means consider taking out a payday loan to get you the money that you need fast.
And if you don’t have the luxury of time to drive around time looking for the ideal lender that would cater your needs, you can always apply online an enjoy the convenience of taking out a payday loan through your mobile phone. The application is fast, easy, and efficient and normally you won’t have to wait until tomorrow to get the money that you need.

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.