Payday Loans With No Credit Check & No Employment Verification?

Online loans by *

FCA CCTA Registered

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Warning: Late repayment can cause you serious money problems. For help, go to

Time and time again, payday loans have proved that they are better than many of the other existing credit options available to customers. For one, the loans are very easy and quick to avail making them a great solution to numerous emergency situations. The application process is also very lenient with very minimal requirements making them accessible to different borrowers from all walks of life. Lastly, customers don't need to fear credit checks because payday loans follow evaluation systems that are simply different from banks. With that, if you are in need of a quick loan, payday loans are certainly worth considering.

payday loans with no employment checks needed

Applying for Payday Loans Even Without a Job

If you want to take out a payday loan, you need to submit an application and this can be accomplished online in the comfort and privacy of your home with the use of a personal computer, laptop, tablet, or smartphone connected to the internet. And if you have a less than perfect credit rating, you can still apply for short-term financing with plenty of lenders ready to cater your needs even if your credit rating is far from what banks and other mainstream lenders are looking for in their borrowers. Also, while it is highly unlikely that no employment verification direct lender will follow a genuine "no credit check" procedure in evaluating your application, your request for money can still be approved even if you have a bad credit score.

More Considerate than Banks and Other Mainstream Lenders

Without a doubt, it is a lot easier to obtain financing from direct lender than from banks and other mainstream lenders. No matter how hard you explain your situation to the loan manager, enjoying a standard bank loan is pretty much out of reach if your credit rating is far from perfect. Payday loan lenders, on the other hand, understand the kind of situation their customers are in that is why their credit history is littered with late arrears, foreclosures, and late bill payments. Simply put, these payday loan is willing to give you the second chance that you deserve.

Key points

  • Payday loans can be obtained without employment verifications from numerous UK direct lenders.
  • Direct lenders make the application process fast and simple and provide same day lending.
  • Loan applications can be completed and approved online in under 15 minutes.

Payday Loans No Employment Verification

As much as possible, we don't want to let our loved ones know that we are struggling financially and this could be the reason why we don't tend to rely on our family and friends for financial support during difficult times. Payday loan companies understand your need for privacy and they will always ensure that no one in your life, not even the husband, wife, or best friend, will find out that you have taken out short-term financing from them. That is why payday loan applications require you to have your own bank account to ensure that every payout and collection transaction will be kept confidential between you and your lender alone. Also, payday loans lenders will never contact your spouse or anyone close to you about your loan agreement and if ever there is a need to contact them, they will let you know in advance and will ask for your permission first.

Payday Loans Direct Lender

Basically, payday loans is a financing solution that has the capability to provide borrowers with genuine credit services without relying on the services of a third party, middle man, or broker. There are lenders who utilize lead providers, affiliate marketers, or online brokers, for customers to reach and access their loan offers. They come in all sizes as low as Loan for 50 While there is nothing wrong or illegal if a lender affiliates itself with a broker to increase its range in the market, it can be a sort of disadvantage in the part of the applicant. This is because brokers will take hold of your application and all its information first before they send it to their partner lender or network of lenders, in most cases. This simply means that your information will be passed on from one lender to the next - and normally without your consent mind you, compromising the privacy and confidentiality of your personal data. Simply put, you are sacrificing some of your privacy and relinquishing a significant part of your control when you decide to deal with a lender that is linked to a borrower.

On the other hand, if you opt with a direct lender, you have complete control in choosing the kind of lender and credit service that you want while at the same time enjoy a genuinely two-way transaction between you and your direct lender. This also means that your personal information won't be accessed by numerous lenders that you don't want any part of.

Apply For a Loan Online

Payday Loans With No Employment Checks - FAQs

How many direct lenders provide payday loans with no credit check and no employment verification?

These days, there are many lenders who will be willing to work with you so that you can obtain the loan you need. However, keep in mind that there are still specific criteria that will need to be met to qualify for a loan and these will be disclosed to you at the time of application.

How does the loan application process work?

It’s quite simple. All you have to do is complete the website application form in full and once you are satisfied that all of your information us correct and accurate, click on the “Apply Now” button. Once your application has been submitted, you will be informed whether any lenders have accepted it or if additional information will be required. You will also have to agree to the terms and conditions of using the website by ticking the appropriate block on the application page.

If a lender provides me with an offer for payday loans with no credit check and no employment verification, will I be obliged to accept it?

At no time will you be under any obligation to accept a loan offer from any of the lenders we work with. However, if you decide to change your mind at any time regarding obtaining a loan, you may need to reapply.

What type of information will I have to supply regarding my regular expenses?

The loan application form will require you to disclose information regarding the amount of money you pay for rent or a mortgage, food, utilities, transportation, other credit commitments and any other expenses that you have to cover on a regular basis. All of this information will be used to help determine how much you will be able to borrow and repay.

Why is it necessary to provide a valid mobile number when applying for loans?

Lenders will normally make use of your mobile number to help verify your personal information. If a mobile number is not provided, your application may not be processed.

Will I receive any form of marketing after applying for loans through this website?

If you don’t want to receive any form of SMS, email or telephone marketing calls, simply tick the appropriate boxes on the loan application page. If these are ticked, you will not receive any form of marketing afterwards.