WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

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Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Why Opt for Payday Loans From a Direct Lender: No Credit Check and No Fees Involved

It’s hard to understand why payday loans continue to get bad press amidst the numerous benefits the loans have provided to different borrowers of all walks of life including those that have bad credit. While it cannot be denied that there are people who have sought for debt help after taking out a payday loan, the same is true for any kind of credit out there, if you really think about it. If borrowers are not responsible enough to handle their loan’s repayments, it will always end up as one big disaster whether it is from a payday loan, car loan, or home loan.
Every day, cars are repossessed, homes are lost to foreclosure, and numerous people default from their credit cards, yet the press remains silent and calm amidst the continues failure of these conventional credit options. And while it is true that payday loans come with relatively higher interest rates than many other forms of credit, it has proven to be an extremely helpful credit option to individuals who are in dire need of money to address emergency situations.

Short Term, Unsecured Financing With No Fees

Sometimes, all you need is a few hundred pounds as low as Loan for 50 can be done simply to pay off an urgent bill or take you through until the next payday and taking out a loan this small from banks and other mainstream lenders is simply a waste of time and your better of borrowing from your family and friends. But if your love ones can’t help you out, taking out a payday loan is the next best thing that you can do. You can borrow from as little as £100 to £2,500 that you will pay off including its interest rate after a few weeks or months, depending on the lender providing the loan, without offering any collateral to secure it. With that being said, these loans are the ideal solution to different short-term financing needs.

Flexible payment terms On No Fee Loans In The UK

Normally, the loans come in flexible payments and terms to suite different financial situations. Lenders will always find the kind of payment and collection terms that are ideal to the applicants present circumstances. Applicants are given the option to automate their payment from their bank accounts to ensure that payments are made on time. With that being said, lenders will constantly seek to provide you with everything you need to know on what you’ll need to pay and when, and the different means to go about it before you make an application.

Payday Loans From Direct Lenders

Brokers can be quite annoying specially when they keep directing your from one website to the next without even considering what you need. After all, all they need to do is to keep looking for the lender that will offer the most commission for your application and they won’t care if the lender’s services are not suited to your financial situation. If you want to take full control of your loan application, dealing with a direct lender is the way to go. This way you will be the one to decide on whether or not the payday loan service being offered to you is the one you need. If you think it’s not, you can simply move on to the next direct lender.

Safe & Secure Transactions

Direct payday loan lenders understand their customer’s need for privacy. They will ensure, therefore, that every interaction that transpires with you is kept safe and secure. For online applications, a secure server is normally used to protect all your personal data from being accessed by outside sources. With that being said, when you take out a payday loan from a direct lender, any and all information relating to your application will be kept confidential.

No Fees From Direct Lenders

Like all the other forms of credit, payday loans come with interest rates that you will have to pay along with the amount of loan that you availed for. Normally, direct payday loan lenders won’t charge you with any form of application fee which means that applying for their services is basically for free. Brokers, on the other hand, may charge you upfront when you use their application platforms, instantly putting additional costs to your loan that is why it is always important to avoid relying on their services.
There are also lenders who put hidden fees and charges in their loan services and this is something that you need to be aware of. Make sure that you go over the lender’s Payment Terms and Conditions to have a full grasp of all the costs that you will have to incur once you agree on the loan. However, the FCA (Financial Conduct Authority) obligates direct payday loan lenders to display any and all fees and charges attached to their credit services and must ensure that the applicant is fully aware of all of them. If you find a lender that puts hidden fees and charges in its services, you can report it to the FCA.

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.