WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Emergency Cash Loans For Unemployed

Being jobless brings major financial problems because of the absence of a reliable income. Apart from the daily expenses, there are medical bills and sudden costs that make the situation worst. However, these problems cannot be eased because even without a job, you can still have an access to loans. Emergency money for unemployed is available simply by applying for a new line of credit.

Emergency cash loans for unemployed have several terms that are positive and one of which is the lender’s understanding of the borrower’s condition. You may not have a stable source of income nor in the position of repaying the loan without any hassle. But still, the lenders can provide the financial help you need despite being on benefits and with a bad credit score. However, such loans have important factors to consider and these are as follow:

Delayed Repayments With Cash Loans

Unemployed individuals are given chance to settle the loan once they found a new job. It works almost the same as student loans wherein the loan is held off until they can afford to settle the loan. Jobless individuals can still have the means to meet their financial obligations, such as paying for the groceries or utility bills. They can go on and live normally without any pressure so they can put their entire attention in finding a new job. Meanwhile, having a bad credit is also possible since there is no credit check.

However, the arrangement is temporary and it will be settled as soon as the borrower finds a new job. Meanwhile, if the applicant is unlucky and he wasn’t able to find a new job, they still need to settle the loan eventually.

Provide Collateral – Does It Help If I Have Bad Credit?

Owning properties is helpful especially in times of financial struggle. You can use these as a source of a fund when you have no regular income. Selling or pawning your asset can give you a way to attain fast cash; meanwhile, using it as collateral can give you a good loan option.

While selling or pawning an item gives fast cash, you can only get a smaller amount than its actual value. Pawning, in particular, offers only up to 75% of its value. On the other hand, using your collateral gives an easier way to get a cheaper loan with a bigger amount. This is applicable even if you have a bad credit score.

Loan Terms To Consider What Direct Lenders Offer The Best Rate

Even if there are emergency loans for unemployed available, you should not jump into the loan easily. Its cost must be considered first to ensure that you are getting the lowest interest rate possible. Repaying the loan is easier when you choose a loan on an installment basis.

You can start looking by going online; online lenders are abundant and their competition is getting stronger, therefore, their rates are competitive. Take advantage of this and spend time in finding the best lender. Compare their rates, terms and conditions, and the feedback they have from their previous clients. Make sure that each term is understood; otherwise, you may ask the lender to clarify.

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.