WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Guaranteed Loans For Unemployed

Basically, loans are created for people who are capable of repaying it back. This is the reason why most lenders only qualify those who have a regular income, such as employed individuals. A person without a job is rejected automatically because of lacking this prerequisite. Sadly, even unemployed individuals have financial obligations to settle and loans that are given immediately is very much appreciated; otherwise, their debts will only grow bigger.

Loans For Unemployed – Are The Really Guaranteed

With the alterations and development happening in the lending industry, some lenders have become more versatile when it comes to lending money. This is good news for those who are jobless as they can have the money they need. Guaranteed loans for unemployed are available, however, it should not be compared with regular loans. Although it provides financial assistance, the debt itself is risky for the lenders since they are dealing with people who have no stable source of income. The entire application will take time as there will be a series of tests conducted to ensure that the money will be collected again. Overall, it is time-consuming and the applicant’s expenses have to wait.

However, its lengthy verification is the lender’s way to know whether the approval or rejection is justifiable or not. It minimizes the danger that a lender may face and at the same time, it gives borrowers a chance to rationalize their situation. It may not be the best option if you need the money for an emergency case, however, there’s an alternative to speed things up.

Applying Online – For Guaranteed Loans

Online loans are known to provide quick and easy cash, and it works almost the same for unemployed loans. The entire method is convenient and it can be accomplished even after office hours. There’s a little to no paperwork involved, thus, saving time. After checking the reliability of the borrower, the loan provider can instantly transfer the amount to his account. Unfortunately, fast guaranteed loans for unemployed is only applicable to those who can provide collateral. Those who don’t have any asset to pledge may have little difficulty in their application as the collateral’s equity will be used. A stable financial income is already lacking, thus, the lender needs assurance that they will have something to hold on in case the applicant defaults. The applicant may surrender his home, for instance, and it’s equity or value will be utilized. In the event of default, the lender may put the property on the market and the proceeds of the sale will satisfy the loan.

Home equity is perhaps the most popular source of financial support available for jobless people. Lenders know that the applicant will not risk losing his home, thus, ensuring the loan’s safety. Meanwhile, it is beneficial to the borrower as he can have a higher amount and lower interest rate. This is a better option while you’re still looking for a new job as low-interest loans are easier to settle. Nevertheless, you should use the money with caution so that it’s enough to cover all your expenses until you find a new job.

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.