WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Loans for Bad Credit from Direct Lenders: Finding the Best Loan Solutions

As both man and the industry continue to rely on loans heavily, the consequent rise in demands for loans as well as the subsequent increase in the number of accounts that have become delinquent have prompted traditional lending firms and institutions to come up with a credit scoring system that would help them address these problems even in the long term. Under this credit scoring system, lending institutions were easily able to classify borrowers in accordance to their respective personal finances. The borrowers whom the lending institutions perceived to be unlikely capable of paying off their debts were easily segregated from the borrowers whom they saw as likely to be capable of paying off their loans in the future. With this credit scoring system in place, individuals and other borrowers whose income levels do not meet what the lending institutions have prescribed as the acceptable minimum were automatically given poor credit scores. On the other hand, borrowers who either frequently or repeatedly failed to make their regular payments automatically had financial records that reflected their bad payment histories. As a consequence, borrowers with bad payment histories and poor credit scores were automatically disqualified from securing any kinds of loans from any of the traditional and standard lending firms. And while this credit scoring system proved to be extremely helpful to the lending institutions and firms, its effects proved to be very harmful to the finances of the borrowers in the long term.

Since borrowers with poor credit scores and bad payment histories were no longer allowed to take any types of loans from any of the legitimate lending firms, they often had trouble finding acceptable loan solutions whenever they were faced with urgent financial situations. Because they often had very few and often unacceptable and impractical loan solutions in times of pressing financial conditions, borrowers with bad credit were often left to settle with underground loans from illegally lending individuals or firms. And while these types of loan solutions do provide borrowers with the temporary financial reprieve that they badly need, the long term repercussions associated with these kinds of loans often leave borrowers in even more difficult financial situations. Because of the exceedingly high interest rates that are inherent to underground bad credit loan services, many borrowers find themselves struggling to keep up with their finances, which often leaves them in a cycle of financial predicaments.

Getting Loans for Bad Credit from Direct Lenders

With the continuously increasing number of borrowers with bad credit who fell into similar cycles of financial predicaments, a whole new market composed entirely of borrowers with bad payment histories and poor credit scores was eventually created. And as demands for more efficient, more affordable, and safer loan services continued to grow in this newly formed market, lending firms, guarantor and institutions have later on decided to come up with innovative new loan solutions. Through innovative new financial services such as loans for bad credit from direct lenders, payday borrowers finally have easy access to more efficient, more affordable, more flexible, and a lot safer loan options even despite their bad credit situations. With innovative loan services like loans for bad credit from direct lenders, borrowers now finally have loan options to rely on in times of unexpected financial situations. And unlike applications for majority of the conventional loans that are normally being offered in traditional lending institutions, applications for loans for bad credit from direct lenders do not necessitate having to submit impossibly hard to find requirements. Through these innovative loan alternatives, borrowers with bad credit need not have to resort to underground loan services.

How Stable Loans for Bad Credit from Direct Lenders Are

How to Get Loans for Bad Credit from Direct Lenders

Through the latest developments in technology, particularly in online security, as well as the continuous evolution of the lending industry — borrowers finally have access to innovative new loan services despite bad credit circumstances. Because of the convenient features of these types of loans, borrowers can now enjoy being able to submit their loan applications right out of the comfort of their own homes. Because loan applications can now be accomplished completely online, borrowers now have the luxury of being able to submit applications from anywhere, and at anytime. And since everything can now be done entirely over the internet, loan applications are now immediately processed after they are submitted. Approvals of applications for loans for bad credit from direct lenders, on the other hand, may now be accomplished within moments after they have been processed — while the release of funds for approved loans for bad credit from direct lenders can now be completed in just a few hours after the loan applications have been submitted. With these very useful features of innovative loan services such as loans for bad credit from direct lenders, these loan solutions are actually considered one of the best options in addressing urgent financial situations. But since loans for bad credit from direct lenders are typically small loans that are generally arranged for borrowers to repay over bad credit short payment terms, these loan services do not make good alternatives in addressing more complex financial circumstances. In addressing situations that call for more complex financial solutions such as bigger loans and longer payment terms, borrowers can rely on secured loan services, which allows loans in higher amounts, as well as much longer payment terms.

Getting Loans for Bad Credit from Direct Lenders

For many borrowers, the common misbelief is that since taking loans from the lenders directly do not entail paying for loan brokers’ fees, it only follows that this option provides for more savings. What a lot of borrowers fail to realise, however, is the fact that since loan brokers have connections to various lenders across different regions, they consequently have extensive access to all these lenders’ discounted lending services. Because of this, borrowers who choose to acquire loans through the assistance of loan brokering firms actually enjoy so much more benefits and far more savings in the long term

Loans for Bad Credit from Direct Lenders For Immediate Cash Help

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.