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Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Moneyfall.co.uk is a registered Trading Name of Serpable Limited, Who Are Authorised And On Financial Services Register under the reference number: 799104.

Serpable LTD is registered in England and Wales (Company number 10699069), Registered Address; Collinbourne Avenue Bournemouth BH6 5QR.
Licenced by the Information Commissioners Office, (registration number ZA248554).

We Are A licensed credit broker not a lender

Desperately need a loan? Try payday loans for instant and easy financial relief!

No matter how big or small your financial problem, taking out a loan is sometimes the only viable solution you can use to remedy the situation. The good news is, there is a wide array of options that you can access in the UK financial market to overcome most of life’s financial hardships and help you take the right path forward.

If you eagerly need a loan to get by until your next paycheck arrives, cover emergency bills, or to satisfy a certain financial need, payday loans are options that you may want to look into. The loans are popular all over the UK because of its instant funding features and seamless applications that can be completed online, anywhere and anytime.

Eagerly need a loan? Overall, payday loans are ideal financial products to borrowers who:

1.) Eagerly need a loan with no credit check

Payday loans are designed for emergency funding and they are generally offered in small amounts that are normally enough to cover urgent expenses like car repairs and medical bills. Majority of the desperate loans feature short-payment periods, normally within a couple of weeks or month or in your next payday. You will need to pay back the money that you borrowed in a single lump sum plus interest rates in the agreed date.

do you badly need a loan

Now if you badly need a loan that won’t check your problematic credit history, there are plenty of payday lenders that will offer you just that. While there are those that do run credit checks, they use what is called as a “soft check”. A soft check will not be recorded in your credit file and will not be visible to any lender once they examine your credit history when you apply for another loan in the future. Simply put, this kind of check won’t bring any kind of harm to your credit score. Hard checks, normally used by banks and traditional lending institutions, on the other hand, can potentially damage your credit score.

  1. ) Badly need a loan that is quick and seamless

Payday loans are perfect for people who badly need a loan that is free from those lengthy processes and stringent eligibility requirements that are all to common with traditional bank loans. With payday loans, you simply have to fill out a short application form online or through a lender’s physical store. The application form will require you to share a few basic personal and financial information and your bank account details as well. Once your done, simply submit your application and wait for a response from your lender.

Payday loan lenders often provide instant decisions in a matter of minutes. And if you receive an approval response within business hours, the money will be deposited into your bank account in the same day. If its outside business hours, it will be transferred to your account in the next working day. You can complete a payday loan application through your computer, laptop, or smart phone so long as it can connect to the internet.

Payday loans are popular to numerous people in the UK who badly need a loan because the financial products allow borrowers to obtain legit funding with relative speed and ease. And while the interest rates for the loans can often be higher than many other forms of credit, many borrowers are happy to pay extra for a payday loan than incur penalties, arrears and charges to certain utility bills and the like.

  1. ) Badly need a loan that is short-term in nature

You necessarily don’t need to borrow a lot money to tide you through until payday or deal with emergency bills and expenditures. Sometimes, all you need is just several hundred pounds or a thousand to enjoy that much needed financial relief. Nor do you have to burden yourself with a loan that will take years to pay. If such is you need, then payday loans will work best for you.

For people who desperately need as short-term form of funding that is just enough to alleviate temporary cash problems, payday loans are ideal options because they are offered in small borrowing amounts (anywhere from £100 to £2,000 pounds) that can be paid back in as short as a week but no more than a year.

And because of an increasingly competitive market in the UK, there are now bad credit loans that can tailor differ needs and financial circumstances. For instance, if you badly need a loan that you can pay back in small amounts for several months, there are installment type options that you can look into. So instead of the standard payday loan that you will need to pay in a single lump sum, installment types allow you to cover the repayments of your loan through fixed monthly payments.

Whatever payment term suites you best, there are many lenders who are willing to satisfy it. The growing competition has also led to a reduction in the price of taking out payday loans and if you search the market and compare your options carefully, you will find that you can avail for competitively affordable rates with favorable borrowing terms.

4.) Badly need a loan that can cater your unique situation

Traditional loans from banks, credit unions, and mainstream lenders are often restrictive and can only cater a few select borrowers. They include those who have stellar credit ratings, are employed, and have a steady source of income. So if you badly need a loan but don’t belong to this category, then don’t mind applying for a bank loan and the like as it will highly likely lead to a rejection that will waste your efforts and further tarnish your credit rating as well.

Payday loans however, can cater almost any type of borrower including those who have poor credit histories, none-existent credit histories, self-employed, partially employed, unemployed, single mothers, and virtually anyone who can meet its basic eligibility requirements. Simply put, so long as you can afford the loan and its repayments, you can apply for a payday loan and become approved for instant funding.

With that being said, if you desperate for a loan that can cater your unique situation and allows you to enjoy quick and seamless funding, payday loans are financial products that you can strongly consider.

do you badly need a loan

 

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.