WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

I need a loan desperately, what should I do? Apply for online loans!

Majority of Britons, especially those who don’t have credit cards and emergency savings accounts, know full well how particularly difficult and stressful it can be to secure extra cash in times of a financial crisis. So when you find yourself saying “I need a loan desperately” perhaps because you spent beyond your budget or because there is an unforeseen bill that you need to pay off right away, its easy to panic and resort to the wrong solutions.

But before you stray on the wrong path, bear in mind that there are still viable options that you can consider and they come in the form of online loans. Below, you will know why you may need the forms of funding and how they can help you in your urgent financial situation.

I need a loan desperately that offers flexible borrowing amounts

Online desperate loan lenders are aware that every borrower is different and so are their needs and reasons for borrowing. That’s why online lenders provide flexible loan products that can tailor every borrower’s unique circumstances. You can qualify for a variety of online loans that offer different borrowing amounts from as little as £100 to as much £25,000 pounds and payment periods that can last for a just short couple of weeks to several years.

what to do i need a loan desperately

With that being said, when you say I need a loan desperately, simply complete a short application online and choose the borrowing amounts and payment terms that suite you best. If you are approved, the lender will let you know what the interest rates and payment terms and conditions of your loan will be based on its assessment of your personal circumstances and will send you an electronic contract that explains all of them. If you agree with everything that has been presented to you, simply sign the contract and the lender will start processing the transfer of funds to your bank account – which can normally take just a single day or two.

I need a loan desperately without security

If you urgently need a loan that is unsecured, there are numerous financial products from online lenders that you can choose from today. The loans won’t require you to pledge any of your valuable assets like your property or vehicle as collateral which means that the entire application process will be whole lot easier and quicker to complete. Majority of unsecured loans will require borrowers to have a good credit rating but if you have bad credit, don’t get discouraged yet as there are still available options that can cater your unique circumstances.

Unsecured loans that will help you secure immediate funding if you need a loan desperately include:

  • Payday Loans
  • Short-term online cash loans
  • Installment Loans
  • Personal Loans for bad credit
  • Guarantor Loans
  • Logbook Loans
  • Doorstep Loans

What’s more, if you manage to successfully complete and submit your application during business hours, you can normally see the approved loan funds deposited into your account within the day, making it a viable solution to extremely urgent financial needs.

I need a loan desperately with easy eligibility

I need a loan desperately that is easy to qualify, are online loans options that I can still consider? The straight answer is yes as most online loans are designed for emergency funding. To become eligible, for the loan, you generally only have to be:

  • A legal resident or citizen of the United Kingdom
  • At least 18 years old during the application
  • Someone who enjoys a steady source of income
  • A UK bank account holder

I need a loan desperately that can be used for any legal purpose

Online loans are processed automatically with little to no human intervention needed which means that there are no hectic steps like paperwork, interviews, and documentations involved that can drag the entire loan transaction. Majority of online loans especially those that are unsecured are also similar to regular bad credit loans which means that they can be used for any legal purpose.

Here are some of the ways in which online loans can be used:

  1. Loans for unemployed – If you are currently out of the job market, there are online loans that can help you deal with life’s uncertainties like emergency bills and cash shortages. Those who have been laid off from their jobs can also rely on the loans for financial support in times when they need it the most. While its still important to have some form of earnings to become qualified, different sources of income from benefits, disability payments, and any other source that can be verified will be accepted.
  2. Loans for students – For those who want to complete their education in a college or university, student loans from online lenders can be of great help. Whether you need extra funding to purchase books, cover tuition, or pay for rent, there is an assortment of student loans from private lenders that can aid you in your education. Students who work part time can also take out the loans and they are available both from private lenders and the government as well.
  3. Loans for business – Entrepreneurs and business men can also rely on loans online to secure much needed financing for different business purposes from jump starting a company off the ground, augmenting cash flow, to growth and expansion related expenses. Small and medium businesses can easily access the loans and there are both secured and unsecured forms of business loans that they can choose from.

Aside from the above mentioned purposes, there are also instant loans online that can help you deal with almost any urgent cost or expense such as:

  • Medical bills
  • Car and home repairs
  • Expenses for birthdays, holidays, and special events
  • Vacations and overseas trips
  • Extra cash to help tide you through until the next payday
  • Virtually any financial purpose as long as it is legal

Its important to note that there are lenders who will require you to select a common reason as to why you are requesting for funding during the application process. However, they normally do not put any limitations on how you are going to use the money once its already in your hands.

what to do i need a loan desperately

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.