WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

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Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Guaranteed Payday Loans in the UK

Is there an unforeseen expenditure that struck you at the worse possible moment? You currently don’t have the cash to cover it but you will in a few weeks once you receive your next pay check. If you are caught up in such a situation, you can consider guaranteed payday loans as solutions to your cash problem.

What are guaranteed payday loans in the UK?

Guaranteed payday loans are short-term forms of funding in the UK designed to help people deal with different emergency financial needs and cash shortage problems. While they are certainly very easy to obtain, payday loans are not accessible to every borrower, including those that have low credit scores and poor credit histories. Guaranteed payday loans however, can cater almost any type of borrower and can offer borrowers the best chances of approval. You can find plenty of guaranteed payday loan lenders in the UK that approve loan applications 9 times out of ten. Simply meet the few and basic requirements that the lender needs from its borrowers and you are on your way to obtaining instant funding that you can use for any legal purpose. Guaranteed Payday Loans for Your Fast Cash Needs

Tips to obtain Guaranteed Payday Loans

The market is teaming with guaranteed loans and there are those that can give you the best chances of getting approved and there are those that wont. To find guaranteed payday loans that will give you a sure path towards instant funding and financial relief, here some effective tips that you can follow: 1.) Do some shopping around Don’t rush in making an application but take your sweet time and shop around instead so you will know which lenders are offering guaranteed payday loans in the UK. And while its very easy to qualify for the types of loans, there are still basic eligibility requirements that you need to meet and its important that you check them all out before making an application. Also, shopping around and comparing the options that you can qualify for will help you find the ideal guaranteed loan deal that offers the best price. There are comparison sites that you can rely on to help you land the perfect loan deal and you can also do some research of your own. You can also do some asking around and try visiting forums that talk about payday loans and those that offer guaranteed approvals. No matter how you approach things, the most important thing to bear in mind is that the time and energy you spend on shopping around and comparing the available options will all be wort while in the end. 2.) Look for guaranteed payday loans for bad credit If you don’t have a good credit rating, then make sure to focus your options on guaranteed payday loans for bad credit. While majority of payday loan lenders in the UK follow lending criteria that don’t put too much emphasis on credit rating, having a low credit score can still negatively impact your likelihood of becoming approved. What’s more, every payday lender in the UK is different in terms of how they evaluate an applicant’s overall creditworthiness and there are certainly those that do not offer bad credit payday loans so its best to be sure so you won’t make the wrong assumption. Now if you are someone who has a bad credit rating and are urgently looking to secure a quick loan, you simply don’t have the luxury of time to rebuild your credit score back to acceptable levels. For this reason, its important that you seek out guaranteed payday loans for bad credit and those lenders who are flexible enough to offer viable short-term financing solutions to bad credit borrowers. Its crucial however, that you apply for bad credit payday loans with guaranteed approval features from legit and reputable sources such as those online lenders. There are plenty of loan sharks lurking in the payday loan lending market and they exploit borrowers and their desperate need for emergency funding with exorbitant fees and elicit lending practices. Only work with lenders that are licensed by the FCA or Financial Conduct authority to ensure that they are indeed legit. 3.) Be sure you are qualified Guaranteed payday loans do not follow the same eligibility requirements as other loans such as no credit in a way that your capacity to repay is the most important criteria in getting approved while credit rating doesn’t hold much weight. For this reason, lenders providing the financial products will focus their decision on whether or not you can pay back the money that you borrowed according to a set term. If you are someone who is employed an enjoying a consistent salary, getting approved is almost always a guaranteed. Aside from affordability and ability to make payments, all the other requirements are quite basic such as:

  • Being a legal resident of the United Kingdom
  • In the minimum legal borrowing age of 18 years
  • A UK bank account holder

But there are guaranteed payday loans that can cater those who are unemployed as well but the borrower may be required to offer a guarantor. With that being said, it would be best to check out what the basic borrowing requirements are so you can become approved for the loans. 4.) Make sure you can afford the repayments As mentioned earlier in tip #3, getting approved for guaranteed payday loans will centre around your financial ability to afford the repayments. Lenders will determine whether or not you can meet the affordability requirements by examining your monthly earnings and outgoings. They want to know if your income is enough to meet the loan’s repayments when it is added to your recurring expenses like mortgage or rent, utilities, food, etc. The minimum affordability requirements will differ from one lender to the next but ideally, your loan’s payment should not exceed 20% of your monthly income. 5.) Be truthful in your application Being untruthful in your application is one of the few reasons why you may end up getting denied for guaranteed payday loans. For this reason, make sure that everything you input in your application form is true and accurate. Never lie about your finances and your credit history as well. Always remember that if you follow all of the tips mentioned above, you can easily land a guaranteed loan deal no matter what your present circumstances may be. Guaranteed Payday Loans - Ways to Get The Payday Deals

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.