WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

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Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Instant Payday Loans

Payday loans are typically small, short-term and unsecured type of credit. Payday loans are quite handy for anyone who is in the middle of unforeseen emergencies or perhaps some urgent payables shortly before payday.

Payday loans are sometimes associated with terms like cash advance, quick cash, instant loans, and check advance loans. Payday loans are easy money and quick to process with no hassle at all. No waiting in line, no waiting for several days, no piles of paperwork, and no hard credit check.

Payday loans are aimed for people with low credit score, who need immediate cash for urgent expenses, but could not get credit from banks and other traditional lenders. People looking for payday loans are usually those who would not qualify for a regular loan from traditional instant loans lenders because of their current financial circumstances.

On the downside, payday loans come with ridiculously high interest rates. But you would understand the cost because of the high risk involved and these loans are unsecured. The high interest rates also compensates the lender for its fast and hassle-free loan process.

Nonetheless, payday loans are your best option when you’ve got no savings and nowhere else to go in times of emergency or unexpected expenses.

Instant Payday Loans

In many cases, instant payday loans are the ones accessible online. They are the fastest and the easiest way to get the money you urgently need. Online payday lenders have designed easy and flexible payday loans that allow you to have cash in your hands instantly. With only a computer and the internet, you can obtain a payday loan anywhere and anytime.

While traditional credit loans usually require the borrower to visit the bank or lender’s office and apply for a loan personally with a long and sometimes intrusive application process, instant payday loans online cut out that part and get you applied and approved within minutes.

Get Instant Payday Loans and End Your Cash Issues Today

Taking out Instant Payday Loans

When you apply for instant payday loans, you will only need to provide proof of identity, evidence of a stable income, and your other basic personal details. Some lenders run credit checks, but usually a soft pull and shall not leave a mark on your credit record, while others utilise your personal details to help them make a decision. Basic requirements for instant payday loans include being of legal age, a UK citizen, and must have a sort of income whether from employment or benefits.

When you application for instant payday loans, lenders normally will carry out assessments before making a decision. Lenders will check if you can afford the instant payday loans that you have applied. The assessment guarantor includes both affordability and credit checks. Lenders will check your employment status and income. If you a poor or bad credit, you may still be eligible for a loan as long as you can afford the repayments, but the interest is much higher.

Instant payday loans usually range from £200 to £2,000, with loan duration of up to two months. However, some lenders may ask you to pay it in a one-time lump sum when your paycheck comes, and others allow instalment for more than two months.

The repayments typically align with your payday whether it is weekly or monthly. The amount you’ll pay is based upon a pre-arranged agreement. However, you can repay your loan as soon as you want. Some lenders impose early repayment fee plus a percentage of interest, while some don’t.

Instant payday loans may be costly, but they’re a huge help when you need money the most. You just fill out the lender’s application form on their website and get your loan approved within minutes.

Instant Payday Loans in the UK

There are many reasons why people apply for instant loans. However, emergency expenses are what this type of loan is designed to be used for. Instant loans can be applied for and transferred into your account in a matter of minutes. This means they can easily be used for expenses that come up unexpectedly and need to be dealt with right away, such as urgent medical care, vehicle repairs, urgent home repairs, emergency trips, unexpected bill, cash and much more.

Instant payday loans are quite popular in the UK. You’ll find many instant payday loan lenders anywhere. In the UK, payday loans and cash advances are typically known as instant loans and quick cash because of the fact that the application process and approval are so fast.

Most instant payday loans in the UK are obtained from nonbank online lenders. Just make sure that the lender is legitimate and authorised, as there are many scammers and loan sharks online as well. Check the reputation and background of the lender, and check the lender’s customer reviews.

You can use the loan calculator found on the lender’s website to see for yourself how much you will be paying back. You can the compare the rates and fees of different lenders to see which one is less costly.

You can expect from instant payday loan lenders that they really make decisions instantly since the application is completed online, which only takes a few minutes. The money can be in your account within hours or within the day.

Key Points

Instant loans are usually up to £2,000, which can be paid back in a one-time lump sum when your paycheck arrives or over a two-month period. You can choose how much you wish to borrow, starting from £200 or even lower.

Applying for instant payday loans can all be done online. It takes only a few minutes to have your application filled out and submitted. If you get an approval, you could have the funds in your bank account right away, ready to use, before the day ends.

Anyone who can provide proof of identity, employment or a steady source of income, a resident of UK, and of legal age can apply for instant payday loans. Eligibility requirements may vary among lenders, so as the interest rate, other fees, and the loan term. Compare also the other terms and conditions of the loan agreement, and certain features that come with the loan, as they vary from lender to lender as well.

How Can Instant Payday Loans Provide Cash Assistance

 

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.