Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Online loans £50 To £2000

The Best Loans In Then Market

How much?

Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

Why Choose MoneyFall

Quick and Easy Process to the money you need. The most reliable lenders from across all the UK

Loan amount
1,500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Excellent
Apply Now

Show More ▼

Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Loan amount
500 - 25,000
Loan term
1 - 5 Years
CUSTOMERSCORES
Gold Trusted Service - feefo
Apply Now

Show More ▼

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Moneyfall.co.uk is a registered Trading Name of Serpable Limited, Who Are Authorised And On Financial Services Register under the reference number: 799104.

Serpable LTD is registered in England and Wales (Company number 10699069), Registered Address; Collinbourne Avenue Bournemouth BH6 5QR.
Licenced by the Information Commissioners Office, (registration number ZA248554).

We Are A licensed credit broker not a lender

Instant Payday Loans

Payday loans are typically small, short-term and unsecured type of credit. It is quite handy for anyone who is in the middle of unforeseen emergencies or perhaps some urgent payables shortly before payday.

Also known as payday advance, payroll loan, and cash advance loans, these short-term loans are easy and quick to acquire. The entire loan application comes with little to no hassle at all, unlike what traditional lenders offer. There’s no need to wait in long lines, no need to wait for a month, no piles of paperwork, and no hard credit check.

These payday advances are aimed for loan seekers with low credit remarks, who are in need of instant cash for urgent expenses but could not get credit from banks and other traditional lenders. Individuals who are usually looking for this type of quick loans are the ones who are having a hard time securing a regular loan from conventional loan providers because of their current financial dilemma.

Like other types of loans, payday loans have several drawbacks to take note of such as the ridiculously high-interest rates. However, these rates are normal for high-risk borrowers — or borrowers with poor credit remarks and damaged credit histories. It’s also usual for loans that are unsecured since this is the lender’s way to compensate for all the risks and the smooth and easy application process.

Nonetheless, these short-term loans are your best option during an emergency and you’re running out of cash and you have no savings in your bank. It’s one of the fastest alternatives in times of emergency or unexpected expenses.

Instant Loans

In many cases, instant loans are the ones accessible online. They are the fastest and the easiest way to get the money you urgently need. Online payday lenders have designed easy and flexible payday loans that allow you to have cash in your hands instantly. With only a computer and the internet, you can obtain a payday loan anywhere and anytime.

While traditional credit loans usually require the borrower to visit the bank or lender’s office and apply for a loan personally with a long and sometimes intrusive application process, instant loans online cut out that part and get you applied and approved within minutes.

Get Instant Loans and End Your Cash Issues Today
Get Instant Loans and End Your Cash Issues Today

Taking out Instant Loans

When you apply for instant loans, you will only need to provide proof of identity, evidence of a stable income, and your other basic personal details. Some lenders run credit checks, but usually, a soft pull and shall not leave a mark on your credit record, while others utilize your personal details to help them make a decision. Basic requirements for instant loans include being of legal age, a UK citizen, and must have a sort of income whether from employment or benefits.

When you apply for instant loans, lenders normally will carry out assessments before making a decision. Lenders will check if you can afford the instant loans that you have applied. The assessment guarantor includes both affordability and credit checks. Lenders will check your employment status and income. If you a poor or bad credit, you may still be eligible for a loan as long as you can afford the repayments, but the interest is much higher.

Instant loans usually range from £100 to £2,000, with loan duration that can be as long as two months. However, some loan providers may ask you to pay it in a one-time lump sum on your next payday, or on an installment basis for up to two months.

When it comes to the repayment, it normally happens once you receive your next paycheck, whether it’s on a weekly or monthly basis. The amount you need to settle depends on the lender’s terms and conditions but normally, it’s consist of the loan amount and the interest rate. While you can pay on the loan’s due date, you can also settle the loan as soon as you want. Some lenders impose early repayment fee plus a percentage of interest, while some don’t.

Instant loans may be costly, but they’re a huge help when you need money the most. All you have to do is fill out the lender’s application form found on their website, submit the loan application, wait for the verification and once approved, have the money delivered straight to your bank account.

Instant Loans in the UK

There are more reasons than one why loan seekers apply for instant loans. However, it is typically used to address urgent financial concerns such as emergencies, car repair, etc. This is because the loan application is fast and easy and transferring the money into your account can happen in an hour or less. This means you can immediately address whatever urgent concern you have. Whether it’s for vehicle or home repairs, medical expenses, unexpected bill, and the list goes on, rest assured that it can be dealt with instantly by instant loans.

Instant loans are quite popular in the UK. You’ll find many instant payday loan lenders anywhere. In the UK, payday loans and cash advances are typically known as instant loans and quick cash because of the fact that the application process and approval are so fast.

Most instant loans in the UK are obtained from nonbank online lenders. Just make sure that the lender is legitimate and authorized, as there are many loan scammers and loan sharks found over the Internet. Be sure to do enough background check of the lender and read feedback from their previous clients before you share your confidential details.
Most loan website has a loan calculator you can use to know how your loan repayment will look like. This means that estimated amount you are likely to pay over a specific period of time. You can compare the rates and fees of different lenders to see which one is less costly.

You can expect from instant payday loan lenders that they really make decisions instantly since the application is completed online, which only takes a few minutes. The money can be in your account within hours or within the day.

Key Points

Instant loans are usually up to £2,000, which can be settled on your next payday or over a two-month period. The loan gives so much flexibility that you can choose the loan amount you wish to borrow, which can be as low as £100 or higher, depending on the loan provider.

When planning to get instant loans, you can easily do it online. It takes only a few minutes to have your application filled out and submitted. If you get an approval, you could have the funds in your bank account right away, ready to use, before the day ends.

Anyone who can provide proof of identity, employment or a steady source of income, a resident of UK, and of legal age can apply for instant loans. Eligibility requirements may vary among lenders, so as the interest rate, other fees, and the loan term. Compare also the other terms and conditions of the loan agreement, and certain features that come with the loan, as they vary from lender to lender as well.

How Can Instant Loans Provide Cash Assistance

 

5 most recent personal loan reviews

Review of Bridge Finance

This is my second loan with Bridge Finance and both times they have been very helpful and informative. Explained everything to me and made sure I understood the process and what would happen. I would recommend Bridge to anyone.

Review posted by Charlotte Ashton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wesleyan Bank

Wesleyan loans are a financial institute which is excellent for applying for loans. It looks at all your circumstances and provide loans to people who are refused elsewhere. They are fast and honest. I would recommend Wesleyan loans to anybody who needs a loan.

Review posted by Zafrullah Khan, Slough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Logbook Loans

Really happy with my experience with Logbook. Most of the process was done online from the convenience of my own home. Really friendly customer services too! Highly recommended.

Review posted by Bethany Holcombe, Cirencester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews are sourced from Trustpilot.com for authenticity.